Monthly Archives: July 2009

Is social lending a threat to retail banks?

July 27, 2009 | Johan van Mol | | 3 Comments
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The internet has caused disintermediation in many industries. As trust in retail banks is evaporating, social lending may become a threat.
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Waiting to pay for my sandwich with social currency

July 21, 2009 | Johan van Mol | | 1 Comment
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Credit based monetary systems appear in social media. At this point these systems are proprietary and closed. Only if they open up and become universally transferable and redeemable, they will create real value to the user.
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